A Fresh Start Is Still Possible
Have you recently received a foreclosure notice? Now is the time to act. Foreclosure is overwhelming, but it is not the end. We’ve been able to stop foreclosure in its tracks just days or even hours before the auction. No matter the state of your home, we’ll give you a fair cash offer, allowing you to settle any debts quickly. Avoid the financial headache and receive a fresh start when you work with B Simple.
Is Quick Sale Right for You?
Short sales can offer a convenient exit from a difficult situation, but they may not be the best option for everyone. Here are some of the main advantages and disadvantages you’ll want to consider.
Pros:
- Avoid Foreclosure: Foreclosure can be a lengthy legal battle that can severely impact your credit score. A quick sale helps you avoid both.
- Deficiency Could Be Waived: A quick sale gives you negotiating power to waive any deficiency judgment, saving you from remaining loan balances.
- Less Credit Damage: While there’s some impact, a quick sale typically has a much less significant impact on your credit score than foreclosure.
- Maintain Some Control: Foreclosure can be emotional. A quick sale gives you some control and power back, so you might avoid the full emotional turmoil of losing your home.
Cons:
- Gather a Lot of Documentation: A quick sale of a home in foreclosure requires significant paperwork. Luckily, we can help you with it and make this process a bit easier.
- Credit Impact: Although typically less severe than foreclosure, a short sale will still hurt your credit score. But less than a foreclosure!
- Lender Approval Needed: Your lender will need to approve before we move forward. Often, lenders favor quick sales over foreclosure auctions, but it may be a slight delay until they decide.
- It Could Be a Long Process: The average timeline for a foreclosure sale is a year. While B Simple can reduce that timeline by handling paperwork and legal dealings, you’ll want to decide if you’re okay with a potentially long process.
Our Process to Get the Ball Rolling Fast
Reach Out Immediately
The sooner you reach out, the better. We’ll have more options the sooner we know. Time is everything—once you receive a notice, give us a call.
Get a Cash Offer Fast
We work fast to ensure you get a cash offer, so we can begin the sale process before the deadline approaches.
Close before the Deadline
We have attorneys we work with and can communicate with your lenders to stop the foreclosure, close the house, and clear your debt.
Real People, Real Situations, Real Stories
Great company with trustworthy, hardworking people. They know real estate and treat clients with respect. Highly recommend them!
Jared Gore
I can’t say enough good things about Josh Sullivan and B-Simple! First-class service and an absolute pleasure to work with. Highly recommend!
Noah W.
It's Not Too Late. Don't Wait to Reach Out.
Get Ahead of ForeclosureGetting into the Details
Can you really stop foreclosure at the last minute?
We can! We’ve done it in the past with just a few hours to spare. Depending on the county and your situation, we may be able to stop foreclosure just days or hours before it goes to auction.
What if I've already received a foreclosure judgment?
You still have options. The sooner you get in contact with us, the more options you’ll have. Don’t delay—get in touch with us immediately.
Do I need to fix anything before selling?
Nope! We buy homes as-is. Take what you want, and we’ll handle the repairs and cleanup ourselves.
Will I owe the bank after selling to you?
No, we ensure our offers are enough to cover whatever debt you owe, so you can walk away cleanly.
Will this hurt my credit less than foreclosure?
Yes, it will have some impact on your credit, but far less than the impact of foreclosure.
What papers do I need to sell my house?
What paperwork you need will vary depending on your situation. We’ll walk through what you need with you, and our team is equipped to handle much of the paperwork ourselves.
